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Reducing Rx costs - your price book

May 18th, 2006 at 07:32 pm

The most important step in reducing your Rx costs is knowing what you are paying. It may not be obvious. Copays, prescription cards, tiers and levels. But it can be sorted through.


First: next to the list of meds, write down the size pills/inhaler/that is prescribed. For example, Zyrtec is typically 10 mg size tablets.

Next: convert that to the number of pills/inhalers/injections etc. that an average prescription would be each month.

Example, Zyrtec, 10 mg each night is 30 per month. Zoloft, 50 mg pills but three each day is 3 x 30 days = 90 pills.

For inhalers, assume, for this exercize, one per month.

Etc.

NOW: add two columns: the price your pharmacy charges, and the price you pay. Even if you have a low copay, or are on a medical discount card, look at the medical receipt for what the insurance rate charged, and what you pay.

Example, with a discount plan, the pharmacy rate for Zyrtec is $128, but the discount plan rate reduces the actual charge to $94.

You should have something that looks like:


That's the first step.

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