Finally getting round to adding up last years medical costs and taking a fresh look at how we can decrease them.

First:

2005 insurance me: $3600
2005 insurance DH: $6000
2005 out of pocket medical: $25,000
(2005 Rx out of pocket: $20,000)
Total medical 2005: $34,600.


We made a huge dent last October, when we cut Rx costs from $2K to $1K a month without changing any meds.

This year, I've changed insurance to add some Rx coverage without a giant leap in insurance costs. DH will stay the same. So,

2006 insurance me: $4000
2006 insurance DH: $6000

Now, I will start tracking and attacking the medical costs as they come in. First, I will look at how the insurance is reducing the Rx costs, and whether or not it is going to pay for itself in the end. Tommorow...